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Wealth management in good health

As experts in wealth management, your financial health is our primary concern. 

We believe that the more we invest our time in understanding you and your goals at the start, the more effective we will be at delivering for you. 

We will do the right thing at all times, so we will only recommend products suitable to you and achieving your goals.   


To see the full range of products and services we offer, please read on....

Investment advice

Investment Advice

Our aim is to maximise your returns based on the level of risk you are prepared to accept. 

We will take time to fully understand your aspirations and your timelines to determine the most suitable investments for you. 


You can choose from


- passive or active portfolios

- managed portfolio services

- bespoke discretionary full management.

Estate planning and tax efficiency advice

Estate Planning

We can help you take an objective and holistic approach to enable to you pass on your wealth as effectively as possible.

From simple gifting to more advanced planning via trusts, you can transfer your assets safe in the knowledge that you have minimised any tax implications for your dependents and beneficiaries.

Defined Benefit Pension transfer advice. Which option is best

Defined Benefit Pension Advice

We are pension transfer specialists with excellent defined benefit knowledge and experience. 

We are authorised by the Financial Conduct Authority to provide advice on transferring safeguarded benefits.

This is a complex area of advice and we will guide you through the steps necessary to help you make an informed decision on moving benefits from a final salary scheme.

Find out more about final salary schemes.

Retirement income plannning advice

Retirement Income Planning

On 6th April 2015, new pension rules enabled much greater flexibility over how you use your money purchase pension savings.


With a number of options now available to you in retirement from


- income drawdown

- annuity purchase - lifetime or short term

- phased retirement

- uncrystallised pension fund lump sum (UPFLS)


 We can guide you through your choices based on your circumstances and retirement plans.

Business planning in event of shareholder dies

Business Protection

If you are running a business, protection against unexpected 

events can be provided in a number of ways:

Partnership Protection

Should anything happen to one of the business partners, partnership protection provides you with the requisite funds to to purchase their share of the business from their beneficiaries.

Shareholder Protection 

In the interests of financial security, business stability and continuity, particularly for private limited companies with a small number of shareholders, this cover provides a crucial financial safety net. 

Key Person

Protection can be provided for the business in the event of the loss or extended incapacity of a key person. 

Whilst there is no legal definition of a key person, typically it is someone whose skills, knowledge or expertise cannot easily be replaced or replicated without incurring significant cost. 

Your first consultation is completely free

 and allows us to fully understand your goals.

Only once these are clear, will we discuss and agree our costs,

all of which will be documented for you

prior to any work being undertaken 

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